The Dampak COVID-19 Terhadap FinTech Lending Di Indonesia: Fakta Dari From Interrupted Time Series Analysis

  • Abdul Khaliq Universitas Andalas
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Abstrak

This study measures the impact of COVID-19 outbreaks on financial technology (FinTech) lending in Indonesia. Using monthly FinTech data published by Financial Services Authority (OJK) over the period 2018M02-2021M04, the article examines the impact of COVID-19 started on March 2020 on FinTech by adopting an interrupted time series (ITS) experiment. The estimation shows that the COVID-19 outbreaks negatively affect changes in FinTech lending level in Indonesia, but the changes in the trend are positive. Moreover, the COVID-19 has been found to have a negative and statistically significant effect on the 90-day success loan settlement rate level. However, COVID-19 has positive and statistically significant effects on the 90-day default rate of loan repayment level. These estimation results recommend that the financial services authority of Indonesia should intensively promote various innovative financial technology (FinTech) lending post-COVID-19 to increase digital financial inclusion by providing peer to peer lending (P2P) to unbanked populations.

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Diterbitkan
2021-08-23
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KHALIQ, Abdul. The Dampak COVID-19 Terhadap FinTech Lending Di Indonesia: Fakta Dari From Interrupted Time Series Analysis. Jurnal Ekonomi Kuantitatif Terapan, [S.l.], p. 243-258, aug. 2021. ISSN 2303-0186. Tersedia pada: <http://103.29.196.112/index.php/jekt/article/view/74441>. Tanggal Akses: 04 mar. 2026 doi: https://doi.org/10.24843/JEKT.2021.v14.i02.p01.
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Terbitan
2021: Vol. 14, No. 2, Agustus 2021 (pp.243-431)
Bagian
Articles
Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.