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 PERLINDUNGAN HUKUM PERBANKAN TERHADAP KONSUMEN DALAM PENYELENGGARAAN LAYANAN ELECTRONIC PAYMENT.
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Available at: &lt;<a href="http://103.29.196.112/index.php/kerthadesa/article/view/113333" target="_new">http://103.29.196.112/index.php/kerthadesa/article/view/113333</a>&gt;. Date accessed: 17 dec. 2025.